Personal Loans

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide get a Personal Loan to pay for unexpected emergencies

5.0

from 14 reviews

[Placeholder Text]

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

At Influence Finance Group, we understand that life's plans sometimes require a little extra financial support. Whether you're planning a wedding, dreaming of a holiday, or facing an unexpected emergency, personal loans can provide the flexibility you need. Our team is here to help you access personal loan options from banks and lenders across Australia. With our expertise, we aim to simplify the process of applying for a personal loan and ensure you find the best fit for your financial situation.

When considering a personal loan, it's important to assess various factors such as the interest rate, loan amount, and your credit history. These elements significantly influence your personal loan application and the terms you may be offered. At Influence Finance Group, we guide you through understanding these aspects so you can make informed decisions. The interest rate is a crucial factor as it determines how much you'll repay over time. We help you compare rates from multiple lenders to find the most competitive option available. Additionally, the loan amount should align with your needs, whether it's covering wedding expenses, funding a holiday, or managing an unexpected emergency.

A streamlined application process is essential for reducing stress and ensuring a positive experience when applying for a personal loan. At Influence Finance Group, we pride ourselves on offering a process that is both efficient and straightforward. Our experts assist in gathering necessary documentation, such as proof of genuine savings and income details, to ensure your application is complete and accurate. We also provide guidance on calculating personal loan repayments, taking into account your unique financial situation. This step helps you understand what your monthly commitments will be and ensures that the loan fits comfortably within your budget.

Your credit history plays a significant role in the personal loan application process. A strong credit history can open doors to better interest rates and terms, while challenges in this area may require more careful planning. Our team at Influence Finance Group works with you to review your credit history and suggests strategies to enhance your profile if needed. We believe that everyone deserves access to personal loan options from banks and lenders across Australia, regardless of their current financial standing. Our goal is to empower you with the knowledge and options necessary to achieve your financial goals.

At Influence Finance Group, we are committed to making the application process for personal loans as seamless as possible for clients in Melbourne and nationwide. By focusing on your individual needs and circumstances, we aim to provide tailored solutions that meet your financial requirements. If you're considering applying for a personal loan to fund a wedding, holiday, or manage an unexpected emergency, our team is ready to assist you every step of the way. Contact us today to explore how we can help you achieve your financial aspirations with ease and confidence.

Ready to chat to one of our team?

Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Personal Loan approved.

Getting a Personal Loan

Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

Request a Callback