Protect an asset or a loved one with the right Insurance
As part of our service, we can provide you with access to Mortgage Protection Insurance through our partnership with ALI Group. This type of insurance is designed to provide a level of financial security by helping to cover your home loan repayments in the event of death or specified serious medical conditions (subject to the terms and conditions of the policy).
It is important to understand that we provide this service under a General Advice Only model. This means that any information we give you about Mortgage Protection Insurance does not consider your personal circumstances, financial objectives, or specific needs. You should carefully read the relevant Product Disclosure Statement (PDS) and consider whether the product is appropriate for you before deciding to apply.
We do not provide personal financial product advice. If you require advice tailored to your individual circumstances, you should seek independent financial advice from a licensed financial adviser.
Mortgage Protection Insurance is entirely optional and is not a condition of obtaining finance approval. We will not recommend or suggest that you must take out this cover to secure a loan. However, it may be something worth considering as part of your overall strategy to protect yourself and your family from unforeseen events that may impact your ability to meet loan repayments.
Key points to consider:
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Cover, benefits, and exclusions are determined by the insurer, ALI Group.
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Premiums are payable directly to the insurer and may vary depending on the level of cover and your personal details.
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The insurer will provide you with a Product Disclosure Statement (PDS) outlining all terms, conditions, limitations, and exclusions.
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Before making any decision, you should ensure you fully understand the policy features and whether they align with your financial circumstances.
If you would like more information about Mortgage Protection Insurance through ALI Group, please let us know and we can provide you with the relevant product materials for your review.