Insurance

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide get Insurance coverage for things like fire, flood and theft

5.0

from 14 reviews

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Protect an asset or a loved one with the right Insurance

At Influence Finance Group, we understand that protecting your home and investments is a priority. Our comprehensive range of insurance services is designed to give you peace of mind, whether you're safeguarding your family home or managing rental properties. Based in Melbourne, we cater to clients both locally and across Australia, offering options like Home Buildings & Contents insurance, Landlord Insurance, and Renter's Contents insurance. With us, you are covered for a range of incidents including fire, storms, theft, and vandalism. We are dedicated to helping you choose the right coverage to protect your home and belongings.

When it comes to protecting your home, Home Buildings & Contents insurance provides robust coverage against incidents like fire, storms, and even accidental damage. By choosing this insurance, you ensure that your home is protected, even if you accidentally leave a window or door unlocked. The policy also covers damage to property such as garages, fences, and sheds. You can opt to pay for insurance monthly or annually, offering flexibility to suit your budget. Making a claim is straightforward and can be done online or over the phone, providing hassle-free support when you need it most.

For landlords, our Landlord Insurance is specifically tailored to protect your rental property. This covers rent default, allowing you to maintain financial stability even if a tenant fails to pay. Additionally, you are safeguarded against theft and vandalism, ensuring your property remains a valuable investment. Accidental Damage cover is also included, so unexpected mishaps don't become costly problems. Whether your property is a long-term lease or a holiday rental, our policies are flexible enough to cater to both short term or ongoing needs.

If you're renting a home, Renter's Contents insurance is essential to safeguard your personal belongings. This type of insurance covers theft and accidental damage of items inside your rented property. For those with specific valuables like laptops, tablets, and TVs, Single Item Insurance offers extra assurance. It means you can focus on enjoying your living space without worrying about unexpected losses. We help you compare insurance options to find the most suitable plan for your situation, ensuring your possessions are always protected.

Building Insurance is another critical service we offer. This covers the structural elements of your property against various risks such as fire and storms. It provides peace of mind that your investment is secure against unforeseen events. We also offer policies that include Accidental Damage cover, so incidents like a fallen tree branch or burst pipe won't derail your financial stability.

We understand the importance of making informed decisions about insurance, which is why we’re here to help you compare insurance options with ease. Our team is committed to providing clear and concise information so that you can choose the best policy for your needs confidently.

With Influence Finance Group by your side, protecting what matters most becomes a seamless experience. Whether it's Home Buildings & Contents insurance or ensuring that your rental property is secure with Landlord Insurance, we have the expertise to guide you through every step. Reach out to us today to explore how we can help protect your home and investments with tailored insurance solutions that meet your unique requirements.

Ready to chat to one of our team?

Organising Insurance

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation and what you're looking to cover.

Finding Options

We'll look across the market at different Insurance products that are suitable allowing you to compare coverage, terms, and prices.

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Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

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