Equipment Finance

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide purchase a new vehicle, plant or machinery with Equipment Finance

5.0

from 14 reviews

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Finance a new vehicle, plant or machinery with Equipment Finance

At Influence Finance Group, we understand how crucial the right equipment is for the success of your business. Whether you are based in Melbourne or anywhere across Australia, accessing the best Equipment Finance options can make a significant difference. Our comprehensive services are designed to help you manage your business needs effectively, whether you are buying new equipment or upgrading existing assets. From office equipment to specialised machinery like trucks, trailers, excavators, and more, we offer tailored finance solutions to suit diverse requirements.

When it comes to applying for equipment finance, selecting the right loan options is paramount. At Influence Finance Group, we provide access to Equipment Finance options from banks and lenders across Australia, ensuring that you find terms that align with your financial goals. Our streamlined application process helps simplify the often complex task of securing finance. We consider important factors such as interest rates, loan amounts, and the type of equipment you are purchasing, allowing us to offer solutions like chattel mortgages and Hire Purchase agreements. These options can be tailored to fit the life of the lease, offering fixed monthly repayments that help you manage cash flow more efficiently.

For businesses looking to invest in commercial equipment finance, understanding collateral requirements is essential. Collateral might include the equipment itself or other assets you own. This security can sometimes lead to more favourable terms such as lower interest rates. Our team guides you through the intricacies of collateral considerations, ensuring that you are fully informed about your obligations and potential benefits. Whether it’s factory machinery or a fleet of vehicles, we help you leverage your assets effectively to secure the necessary funding.

Upgrading or acquiring new equipment can be a significant investment. For businesses focused on vehicles, like trucks and work vehicles, or specialised machinery such as cranes and dozers, understanding the available finance options is crucial. Our expertise extends to helping you select the most appropriate loan amount and structure for these types of investments. By choosing suitable loan options, you can maintain operational efficiency and support business growth without compromising financial stability.

At Influence Finance Group, we are committed to making Equipment Finance accessible and straightforward for businesses across Australia. By partnering with us, you gain access to a wealth of knowledge and resources aimed at supporting your business growth. We invite you to explore our services further and discover how we can assist in securing the right equipment finance solution for your needs. Whether it's new office equipment or specialised machinery for your industry, we are here to support your journey towards success. Contact us today to learn more about how we can help manage your business's equipment finance requirements efficiently and effectively.

Ready to chat to one of our team?

Getting Equipment Finance

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your Equipment Finance. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Equipment Finance approved.

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Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

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