Commercial Loans

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide purchase a property, equipment or business with a Commercial Loan

5.0

from 14 reviews

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Fund a property, equipment or business purchase with a Commercial Loan

At Influence Finance Group, we understand that securing the right commercial loan is crucial for your business's success. Whether you're based in Melbourne or anywhere across Australia, our expertise in commercial finance can help you achieve your goals. From buying commercial property to expanding your business, our team is dedicated to offering tailored solutions that meet your unique needs. With access to commercial loan options from banks and lenders nationwide, we ensure you find the best fit in terms of interest rate, loan amount, and loan structure.

When applying for a commercial loan, it’s essential to consider your specific business needs. Our services simplify this process by guiding you through the various options available. For instance, if you’re looking to buy commercial land or an industrial property, we can assist you in selecting the most suitable secured or unsecured commercial loan. Secured loans might require collateral but often come with lower interest rates, while unsecured loans do not require collateral but may have higher rates. Understanding the difference between a fixed interest rate and a variable interest rate is also crucial, as it affects how your repayments might change over time.

Flexible loan terms and repayment options are a significant aspect of commercial finance. Whether you're upgrading existing equipment or buying new equipment, our streamlined application process ensures you have access to the right finance options. Progressive drawdown facilities can be beneficial if you need funds released in stages, while a revolving line of credit offers flexibility for ongoing financial needs. This adaptability allows you to manage your cash flow effectively and make repayments that align with your business operations.

Another key consideration is the structure of your loan. A well-structured loan can provide benefits such as flexible repayment options and redraw facilities, which allow you to access extra repayments made on your loan if needed. This can be particularly advantageous for businesses that experience fluctuating income or wish to pay down their loan faster when times are good. Our expertise in commercial property finance ensures you get a loan structure that supports your long-term objectives.

Buying commercial property or planning an expansion doesn't have to be overwhelming. Influence Finance Group is here to support you every step of the way, providing access to commercial loan options from banks and lenders across Australia. We take pride in offering a personalised service that focuses on understanding and meeting your specific business needs.

To take the next step in your business journey, contact Influence Finance Group today. Our friendly team is ready to assist you in applying for a commercial loan with ease, ensuring you benefit from flexible terms and competitive interest rates. Let us help you turn your business aspirations into reality with our comprehensive commercial finance solutions.

Ready to chat to one of our team?

Getting a Commercial Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Commercial Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Commercial Loan approved.

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Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

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