Car Loans

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide buy their first car, a new car or their dream car with a Car Loan

5.0

from 14 reviews

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Buy your first car, family car or dream car sooner with a Car Loan

Securing the right car loan is an essential step in the journey of buying a vehicle, whether it’s your first car, a reliable family car, or a luxury super car. At Influence Finance Group, we specialise in helping clients across Melbourne and Australia access a wide range of car loan options from banks and lenders. Our aim is to take the hassle out of buying by simplifying the process and ensuring you find the best fit for your needs, enabling you to focus on what truly matters—choosing the perfect car.

When it comes to applying for a car loan, understanding your options can make a significant difference. We offer guidance on secured car loans that typically involve lower interest rates due to the security of your vehicle. Additionally, we provide insights into green car loans for those considering electric or hybrid cars, supporting your choice for a more sustainable future. Whether you're considering a new car loan or a used car loan, our team is here to help you evaluate the pros and cons, ensuring that you are informed every step of the way.

Interest rates are a critical factor in any car loan decision. We help you compare car finance rates from various lenders, allowing you to maximise your borrowing capacity. Our expertise in calculating car finance ensures that you understand the total cost involved, including any fees and charges. We strive to offer transparency so that there are no surprises when it comes to your car loan repayments. Whether you're eyeing a convertible, van, ute, SUV, people mover, wagon, or sedan, we ensure that your financial choices align with your lifestyle.

The car loan application process can often seem overwhelming, but our streamlined application process is designed to minimise paperwork and stress. With our assistance, you can submit bank statements and other necessary documents with ease. Our dedicated team works closely with you to ensure every detail is handled efficiently. We liaise with car dealers and dealerships to facilitate a smooth transition from application to approval. By focusing on your unique needs and circumstances, we help take the hassle out of buying and make the experience more enjoyable.

Choosing Influence Finance Group means benefiting from personalised service that prioritises your financial well-being. We understand that each client is different, which is why we tailor our services to suit your specific requirements. Whether you’re purchasing an everyday vehicle or exploring options for a luxury or super car, our commitment to excellence remains the same.

At Influence Finance Group, we believe in empowering our clients with knowledge and choice. Our goal is to make the car loan process as straightforward as possible, guiding you through every stage with confidence. Contact us today to discover how we can assist you in accessing the best car loan options available across Australia. Let us help you turn the dream of owning your ideal vehicle into a reality without unnecessary complications.

Ready to chat to one of our team?

Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type.  We'll then handle the paperwork to get your Car Loan approved.

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Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

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