Car Loans

Buy your first car, family car or dream car sooner with a Car Loan

Securing the right car loan is an essential step in the journey of buying a vehicle, whether it’s your first car, a reliable family car, or a luxury super car. At Influence Finance Group, we specialise in helping clients across Melbourne and Australia access a wide range of car loan options from banks and lenders. Our aim is to take the hassle out of buying by simplifying the process and ensuring you find the best fit for your needs, enabling you to focus on what truly matters—choosing the perfect car.

When it comes to applying for a car loan, understanding your options can make a significant difference. We offer guidance on secured car loans that typically involve lower interest rates due to the security of your vehicle. Additionally, we provide insights into green car loans for those considering electric or hybrid cars, supporting your choice for a more sustainable future. Whether you're considering a new car loan or a used car loan, our team is here to help you evaluate the pros and cons, ensuring that you are informed every step of the way.

Interest rates are a critical factor in any car loan decision. We help you compare car finance rates from various lenders, allowing you to maximise your borrowing capacity. Our expertise in calculating car finance ensures that you understand the total cost involved, including any fees and charges. We strive to offer transparency so that there are no surprises when it comes to your car loan repayments. Whether you're eyeing a convertible, van, ute, SUV, people mover, wagon, or sedan, we ensure that your financial choices align with your lifestyle.

The car loan application process can often seem overwhelming, but our streamlined application process is designed to minimise paperwork and stress. With our assistance, you can submit bank statements and other necessary documents with ease. Our dedicated team works closely with you to ensure every detail is handled efficiently. We liaise with car dealers and dealerships to facilitate a smooth transition from application to approval. By focusing on your unique needs and circumstances, we help take the hassle out of buying and make the experience more enjoyable.

Choosing Influence Finance Group means benefiting from personalised service that prioritises your financial well-being. We understand that each client is different, which is why we tailor our services to suit your specific requirements. Whether you’re purchasing an everyday vehicle or exploring options for a luxury or super car, our commitment to excellence remains the same.

At Influence Finance Group, we believe in empowering our clients with knowledge and choice. Our goal is to make the car loan process as straightforward as possible, guiding you through every stage with confidence. Contact us today to discover how we can assist you in accessing the best car loan options available across Australia. Let us help you turn the dream of owning your ideal vehicle into a reality without unnecessary complications.

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Getting a Car Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Car Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Car Loan approved.

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Our Latest Reviews

Lee-chelle Haines

Paul was really great. We were referred to him and he was thorough, prompt and had really good communication while helping us refinance

Reagon Haines

Working with Paul as our mortgage broker was a fantastic experience from start to finish. He demonstrated a deep understanding of the market and was always willing to answer our questions, no matter how small. Paul's clear communication and proactive approach made what could have been a stressful process feel straightforward and manageable. We felt well supported every step of the way and truly valued his professionalism and dedication. We wouldn’t hesitate to recommend his services to others.

John Black

I recently had the pleasure of working with Paul Bridges from Influence Finance Group, who successfully structured a complex property loan for me. His professionalism, attention to detail, and commitment to securing the most suitable loan ...

Scott Feigan

Paul and the team at Influence Finance Group have been nothing short of amazing throughout our relationship. Nothing is to hard and Paul is always available to assist and support with anything that we need. I would highly recommend Paul to and of my peers or network.

Jeevan

I can't speak highly enough of Paul. He is extremely knowledgeable, responsive and a trustworthy source of advice. He explains things clearly and took the time to understand what I was looking for to help assist me in my property purchase. He was recommended to me by a friend and I would recommend him to others.

Alexander Loong

Paul was attentive and helpful, walking me through the process of pre-approvals and then through to settlement as a first home buyer

We work with Australia's biggest lenders

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

Melbourne, VIC

0448 005 520

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INTERNATIONAL LENDING GROUP PTY LTD ABN: 31 668 903 688. Credit Representative #513915 is authorised under Australian Credit License #517192

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At Influence Finance Group, we're Mortgage Brokers helping clients Australia-wide buy their first car, a new car or their dream car with a Car Loan