Budgeting

Budget Better, Live Smarter. Increase Wealth.

5.0

from 14 reviews

Influence Finance Group

Mortgage Broking with Budgeting Support

At Influence Finance Group, we go beyond traditional mortgage broking. We combine smart lending solutions with tailored budgeting support.

Budgeting & Financial Guidance:

Personal Budget Plans – We help you map out your income, expenses, and goals to build a clear path toward homeownership, property investment and financial stability.

Cash Flow & Spending Insights – Understand where your money is going and how to make it work harder for you.

Debt & Savings Strategies – Reduce unnecessary costs and boost your savings — even while paying off your home.

Who We Work With:

First-home buyers wanting to feel confident and prepared

Families who want to manage homeownership without stress

Property Investors who want to increase their wealth

Clients who want financial support beyond settlement

Goals Based Service Offerings

(A goal cannot be achieved unless you have the right systems in place)

Starting Out & Understanding Your Cashflow: we will work with you to firstly understand where your money is being spent, identify savings and set a budget.

Objective Based: we will look at your saving’s goal to determine when this is achievable or how it can be made achievable. By having this knowledge with our coaching, you can start to get in control of your finances and have confidence of knowing when your goal can be achieved.

Debt Eliminator: we will work with you with a range of strategies that will provide you with the knowhow to eliminate your bad debt. By having this knowledge, you can start to get in control of your finances and have confidence in knowing the exact month that you will be debt free.

Wealth Creator: We model what it would look like to own an investment property, including future mortgage repayments, rental income, and expenses — so you're financially prepared.

Ready to speak to an expert?

Book a chat with a Mortgage Broker today.

About Our Expertise

At Influence Finance Group, we're committed to delivering expert advice and exceptional service to help you find the right loan for your needs. With over 20 years of experience in Banking and Finance, our team has earned the trust of clients by focusing on long-term relationships—not just one-off transactions.

We pride ourselves on offering a personalised approach, taking the time to truly listen and understand what matters most to you. This commitment to genuine service has helped us build strong, lasting connections with our clients. At Influence Finance Group, it’s not just about securing a loan—it’s about helping you achieve your financial goals, both now and into the future.

Influence Finance Group

Our Latest Reviews

Kapilan Sarma

I have known Paul for a number of years now and he has assisted be with various services from re-financing loans to new home loans for house purchases. All my experiences with him have been positive. His ability to respond in a timely manner to lender issues, providing financial advice and constantly keeping me in the loop during all steps is very comforting. I would highly recommend him to others who require similar services. Thanks Paul for all your help over the years.

Gayle Millington

Paul and the company have been so very helpful on many occasions. He takes a personal interest with all his clients He know his stuff and is up to date with all the latest products and policies… would and have told everyone about him…

Joel Parker

I wanted to take a moment to commend Paul for his remarkable service in assisting us to secure a complex home loan. Navigating through the intricacies of home financing can be daunting, yet with Paul, it felt like a well-planned journey. ...

Amanda Kemp

Paul has been absolutely amazing! Going over and above to get the best deal for myself and my family. I would recommend him to anyone who is looking for a Mortgage Broker who will keep your best interests at heart and get you the best outcome.

Briar Ferguson

Paul was referred to me as I was struggling to find a finance professional who could cater for my finance requirements. I found him to be extremely professional, diligent with the ability to think outside the box. ...

Monica Brabant

Paul is absolutely amazing. He's helped me twice now with refinancing, he really listens and understands my goals and goes above and beyond to get the best outcome for me. I wouldn't hesitate to work with Paul again, and highly recommend him to anyone else

Ready to speak to an expert?

Book a chat with a Mortgage Broker today.

Frequently Asked Questions

Should I go directly to a bank or use a broker?

Banks will only offer their own products, which may not be the best fit for your situation. A broker compares a wide range of loan options from different banks and lenders to help you find the right solution. Brokers are also legally required to act in your best interest, while banks are not held to the same standard.

Is there a cost to use a mortgage broker?

In most cases, you won’t need to pay a fee for our service. Mortgage brokers are typically paid a commission by the lender you proceed with. If you're unsure or would like to learn more, feel free to reach out with any questions.

Is pre-approval necessary for an investment loan?

Yes, getting pre approval is an important step when purchasing an investment property. It means the lender has reviewed your financial situation and confirmed the maximum amount they are willing to lend. This helps you understand your budget and makes you more confident when you are ready to make an offer.

What happens to my home loan if I move to a new property?

If you are buying a new home, you usually have two options for your loan. You can refinance with your current lender or a new one, or you can pay off your existing loan and apply for a new one for your next property. A broker can help you understand what you can afford and which option might suit you better.

How can I choose the right investment loan?

The best investment loan will support your financial goals, whether you are focused on increasing cash flow or building long term value. One of the first things to consider is whether you want a fixed or variable interest rate. Each lender offers different loan features, so working with a broker can help you find the right loan with the right structure for your needs.

What are the fees involved in buying a property?

There are several extra costs that come with purchasing a property, and they are not always explained clearly. These can include stamp duty, loan application fees, building and pest inspections, and other charges. Speaking with a broker can help you understand all the costs upfront and avoid unexpected surprises.

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